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The Frugal Library

 

 

 

 

Frugal Holidays Index

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Frugal Hobbies Index

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   Frugal   Living     Thrift     Saving Money    Penny Pinching

 

 

 

 

 

Frugal Links

 
Tightwad Tidbits
Frugal Quilting
Frugal Preparedness
 
 
 

 

 

 

 

 

Frugal Recipes
Index

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Greens

Salads
Salads: Coleslaw
Salads with Meat
Salad Dressing
Vegetables
Vegetables: Carrots
Vegetables: Corn
Vegetables:Potatoes
Vegetables: Yams and Sweet Potatoes
Vegetables: Zucchini

 

Soups Plus

Soup
Sauces
Dips and Appetizers
 

Fruit

Fruit
Jello Recipes
Punch plus
 

Main Dishes

Budget
Budget: Beef
Casseroles
Casseroles: Beef
Casseroles: Chicken
Casseroles: Hamburger
Meat
Meat:Beef
Meat:  Meatloaf
Meat: Chicken
Meat: Pork
Seafood
Eggs and Cheese
Vegetarian and Pasta
 

Bread Plus

Bread
Grains
Muffins
Rolls
Spreads
 

  Desserts

Brownies

Cakes

Cakes: Cheesecake
Cakes: Chocolate
Cakes: Cobblers
Cakes: Frosting
Candy
Candy: Fudge

Cookies

Cookies: Chocolate
Desserts
Desserts: Pudding
Desserts: Snacks

Pies

 

Misc

Cooking Mixes
Crockpot
Crockpot: Beef
Crockpot: Chicken

Ethnic

Misc

 

Frugal Kitchen and Cooking Index

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Cooking Basics

Cooking

Cooking: Baking
Cooking: Fruit
Cooking: Meat
Cooking: Vegetables
 

Kitchen and Cooking

Barbecue
Children
Food Savings
Food Storage
Food Substitutions
Kitchen
Kitchen : Organization
Kitchen: Tools
Meal Planning

 

 

 

Frugal Living, Thrift, Saving Money and Penny Pinching for Frugal Happy Families

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"Like" Frugal Happy Families on Facebook.  Links to new articles on the website,  seasonal articles, frugal tips, freebies, recipes and more. Facebook is the newsletter for Frugal Happy Families and Tightwad Tidbits.

 

 

 

 

 

 

 

 

Welcome to Frugal Happy Families:  Support for Frugal Living, Saving Money, Thrift and Penny Pinching

clipart picture of a dollar sign

A dollar saved is of more value than a dollar earned. If you earn a dollar, by the time it gets to you (after taxes, etc), you may only see .50 cents. However... if you save a dollar, and spend it wisely, it may be worth $10 or much, much more.
 

 

Frugal Living Articles  and Featured Seasonal Articles on the site

Frugal Beauty - How to Determine Your Hair Type, by Stephanie Raeburn   How to determine and treat your hair type.
 
Frugal Recipes - Homemade Cabbage Soup, by Faylee James    Easy and frugal recipe for homemade cabbage soup.
 
Frugal Insurance - 10 Common Misconceptions about Homeowner Insurance, by Nikki Willhite    Information about homeowner coverage.
 
Frugal Cooking - World's Most Popular Cakes, by Jamie M. Turner   Some thoughts on the best tasting cakes you can make.  
 
Frugal Hobbies - 50 Ideas to Get Organized and Enjoy Your Scrapbooking Hobby, by Maria Gracia   Lot of ideas and tips for scrapbook organization and enjoyment.
 
Frugal Recipes - Add a Dash of Orange To Your Sweet Life With Cheesecake Recipe, by Linda Carol Wilson   Ingredients include low fat cream cheese, reduced fat sour cream, orange juice and baking chocolate.
 
Frugal Recipes - Crockpot Ranch Potatoes   Ingredients include red potatoes, sour cream and buttermilk ranch dressing mix.
 
Frugal Emergency Preparation - A Room with a Number, by Nikki Willhite   How to use your Buddy heater during a power outage and how to carefully choose a retirement home.
 
Frugal Shopping - Craig's List Savings, by Nikki Willhite   How to save money buying items on Craig's list.
 
Inspirational Happiness - Do-Overs, by Steve Goodier   Examples of second chances full of love that save and alter people's loves.
 
Frugal Decorating - Country Decorating Ideas For Your Home, by Bill Brennan   How to decorate in the country style; from lighting and fabric to accessories.
 
Frugal Recipes - Crockpot Meatloaf   Frugal hamburger recipe for meatloaf made in the crockpot.
 
Frugal Beauty - Obtain Skin Beauty: Find Your Skin Type, by Suzanne Currie    How to determine your skin type and how to treat your type of skin.
 
Frugal Utilities - 7 Places Where You Can Find Free Wood for Heating, by Patricia Strasser   Where to look for free fire wood.
 
Frugal Recipes - Chicken and Noodles   Ingredients include diced chicken, chicken broth and cream of celery soup.
 
Frugal Health - Your Daily Dose of Water, by Nikki Willhite  The importance of drinking a lot of water to your health, and what can happen if you neglect to drink enough water.
 
Frugal Recipes - Spinach Lasagna   Homemade lasagna recipe with hamburger, cottage cheese, spinach and mozzarella cheese.

 

For Your Convenience - Find Frugal Topics
Quick Jump Indexes on page sides and lower on page

 

Tightwad Tidbits

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Did You Know....?

Most mouthwash can be used as emergency antiseptic.
 

More Tightwad Tidbits

clipart picture of a smiling dollarFRUGAL

 Definition: characterized by or reflecting economy in the use of resources.
 
Merriam -Webster Online Dictionary

Synonyms: economical, economizing, provident, scrimping, sparing, thrifty

Frugal Living : Thrift, Saving Money and Penny Pinching

 

HOW TO BE FRUGAL

 

 

Frugal Blunders

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Frugal Smarts

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clipart picture of a red car

Lease a car. Buy a used car and drive it until it drops.

clipart picture of a mom and baby

Buy expensive clothes that you baby will outgrow in 3 months. Shop garage sales and thrift stores for gently used items.

Frugal Living:  Saving Money Recycling and Going Green

Buy new things. Recycle, reuse, repurpose, reinvent.

clipart picture of a mop

Hire a cleaning service. Make your own cleaning products and do it yourself.

frugal living: saving money on healthy living

Avoid doctors like the plague. Go in for regular physicals and catch problems early.

frugal living: saving money on hobbies

Feeling hobbies are a waste of time. Find a hobby you love, enjoy life more, and reduce stress levels.

frugal living:  picture of a house

Refinance your home to pay off credit card debt. Make extra principal payments on your mortgage and pay it off sooner.

clipart picture of a graduation cap and diploma

Taking out large student loans to attend Ivy League colleges. Community college and In-State Universities.

clipart picture of plates

Eat out. Eat at home.

frugal living: saving money on clothing

Shop for new clothes every season and wear the latest fads Buy classic clothes and wear them for years.

Frugal Living: Saving money in the kitchen

Throw away uneaten food after dinner. Plan meals using your leftovers.

Frugal Living: Money Management

Spend every dime you make. Live on less than you make, and invest and save as much money as possible.

 

 

 

Free Clipart  Index

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Frugal Misc Index

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Cash for Surveys - FREE

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Annoyed with survey calls at dinnertime?

Ask them why they don't pay you for your time?

Join SurveySavvy and be paid for taking surveys. 

Jokes

clipart picture of a laughing Mickey Mouse

A sense of humor can get you through some of the "bumps" and "hiccups" of life.  Laugh!

Still Thankful

I've sure gotten old! I've had two bypass surgeries, a hip replacement, new knees; fought prostate cancer and diabetes.

I'm half blind, can't hear anything quieter than a jet engine, take 40 different medications that make me dizzy, winded, and subject to blackouts.

Have bouts with dementia. Have poor circulation; hardly feel my hands and feet anymore.

Can't remember if I'm 85 or 92.

Have lost all my friends.

But, thank God, I still have my driver's license!

 

 

 

 

 

 

 

clipart picture of a small blue flower Inspirational and Happiness Articles Index

"It is your choice. Don't let negativity, the hardships of life, disappointments,
and the thing we call money steal your ability to smile, laugh, and enjoy life."
from Happiness and Money, by Nikki Willhite

Happiness

 Adversity

 Attitude

 Change

 Choices

Change
Friends
Gratitude
Money
Patience
Service
Persistence
 
Conflict
Emotions
Heartache
Obstacles
Positive Thinking
Problems
 
Example
Humor
Patience
Positive Thinking
Perseverance
Self-Confidence
 
Embracing Change
Improving Yourself
Trying New Things
 
 
 
Enjoying Life
Goals
Happiness
Humility
Integrity
Making Decisions
Positive Thinking
Compassion  

Love

 

Forgiveness

 

Faith Based

              
Stories and examples  of compassion,
kindness and love.
 
 
 
Love and Compassion
Kindness
 
 
 
 
 
Stories and examples of forgiveness and the power of forgiveness.
 
 
 
Compassion
Faith
Happiness
Money
Prayer
Self-Worth
Virtues
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RESOURCES FOR FRUGAL LIVING

 

Frugal Money Savers - January 2012

Articles

Food

Sales

Inspiration

Clipart

New Year Resolutions
How To Eat Healthy On A Budget

Ten Foods for Your Youth and Health

How to Slim Down and Eat Well,

You Can Stop Stress Now
How To Get Out From Under All That Clutter
Three Easy Bean Salad Recipes
How to Make Homemade Coleslaw
Green Bean Casserole
Baked Zucchini and Eggs
Frozen Strawberry Delight
Homemade Chocolate Mayonnaise Cake 


Winter clothing clearance, including shoes and handbags

Holiday clearance

White Sales- linens, towels and bedding

"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain."
Robert Frost

clipart of a man celebrating the New Year

New Year Clipart

 

Frugal Personal Finance 

AnnualCreditReport.com - Free yearly copy of your credit report
Life Insurance Quotes-  Visit Aptus Insurance to find current rates on life insurance.
Mint.com - Free online budgeting tool
Billshrink.com  - Check household bills to see if you can save any money
Powerpay.org - Debt calculator and more
Zillow.com - Find out the value of your home

 Frugal Odds and Ends  

GasforFree.com - If you drive more than 1,000 miles a month, wrap your car for free gas

RecipeMatcher.com - Finds recipes with your ingredients

Tightwad Tidbits - The Encyclopedia of Thrift

 

Frugal Thrift-Friendly Budget Boosters

clipart picture of a piggy bank

Clean under your bathroom sink and find items you forgot you had.  Save the money of unnecessarily replacing them or having to throw them out because they are too old to use.

 

recycle symbol"Use it up, wear it out,
Make it do, or do without"

"There are many ways consumers can practice saving money tips and go green at the same time." from Money Saving Green Living Tips, by Vianesa Vargas

 

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Need answers to your frugal questions and for specific problems?  Find information on how to save money on everything. Search for recipes, frugal living help, clipart, tips, quilting, emergency preparedness help and more.

 

 Search  Multiple Frugal Living Sites

Frugal Quilting

picture of a 4-patch quilt block. Learn how to make quilting a frugal and practical hobby.  Learn to quilt the easy way,  with beautiful, easy blocks and time-saving tips.

 

My Favorite Breadmaker Recipe

picture of baked bread in breadmaker

My Favorite Breadmaker Recipe, by Nikki Willhite    A half wheat flour and half white flour recipe for the breadmaker machine.

...Breadmakers are not expensive.  It doesn't take long for them to pay for themselves.  One of my favorite frugal dinners is soup and hot bread. The taste of fresh bread is surpassed only by the smell of bread baking in the bread machine.  It is frugal, and it is fabulous... more

 
 

Frugal Living Today

picture of a fashionably dressed woman

Many of the things we surround ourselves with and that we do can range from extravagant to frugal. To name a few choices- clothing, entertainment, food, furniture, hair cuts, housing, nails, transportation and vacations. 

Today it may be your choice.  Choose well, or tomorrow.... it may not be your choice.  

Beauty and Clothing Index

 

Cooking Measurements

Tablespoons
3 tsp =   1 Tbsp
2 Tbsp = 1/8 cup
4 Tbsp = 1/4 cup
5 Tbsp + 1 tsp = 1/3 cup
8 Tbsp = 1/2 cup
10 Tbsp + 2 tsp = 2/3 cup
12 Tbsp = 3/4 cup
16 Tbsp = 1 cup (8 ounces)
Cups
1 cup =  48 tsp
1 cup =  16 Tbsp
1 cup =    8 ounces
2 cups = 16 ounces
2 cups =  1 pint
4 cups =  2 pints
4 cups =  1 quart
8 cups = 64 ounces
8 cups =  4 pints
8 cups =  1/2 gallon
Quarts
1 quart =  32 ounces
1 quart =   2 pints
4 quarts = 128 ounces
4 quarts = 1 gallon
Pounds
16 ounces = 1 pound
 

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Frugal Basics

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Frugal Decorating

Frugal Shopping

Frugal Clothing

Saving Money on Children and Babies

Decorating with Texture
Fixing Up Old Cupboards
Pattern Perfect
Shabby Chic and Interior Design
Avoiding Buyer's Remorse
Craig's List Savings
Shopping and the "Rule of 3"
Wants vs. Needs
How Pattern
Affects Clothing
Frugal Clothing Alterations
Frugal Clothing Choices
Judging the Price of Clothing
Baby Care for Less
Back to School Clothes Shopping
What to Do When Your Children Break Things
 
Saving Money in the Kitchen Frugal Recipes Frugal Crafts

Frugal Automobiles

Economical Food Substitutions
Economical Stir Fry Cooking
Eggless Cake Recipe
How to Choose Fruit
The Economical Egg
Homemade Granola
Homemade Gravy
Homemade Ketchup
Homemade Pizza
Homemade Ranch Style Salad Dressing
Using Your Fabric Scraps
Decorating with Quilts
Frugal Quilting
How to Save Money Sewing
Saving Money on Auto Insurance
Saving Money on Auto Repairs
Saving Money on Gas
 

Frugal Money

Frugal Simple Living

Frugal Organization

Frugal Odds & Ends

Frugal Investing
Piggy Bank Savings
The Power of Compound Interest
The Ideology of
Being Frugal
Tightwad Treasures
Finding Storage Space
How to Organize Your Home
Frugal Computer Use
Saving Money on Clothing and Textiles
"What Not to Wear vs The Housewife Hoodie"
 

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