Frugal Living, Thrift, Saving Money
and Penny Pinching for Frugal Happy Families
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Featured and New Frugal Living Articles
on the Site
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Frugal Happy Family Odds and Ends
Camping and
Vacations
Index
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Jokes

A sense of humor
can get you through some of the "bumps" and "hiccups" of life.
Laugh!
Still Thankful
I've sure gotten old! I've had two
bypass surgeries, a hip replacement, new knees; fought prostate
cancer and diabetes.
I'm half blind, can't hear anything quieter than a jet engine, take
40 different medications that make me dizzy, winded, and subject to
blackouts.
Have bouts with dementia. Have poor circulation; hardly feel my
hands and feet anymore.
Can't remember if I'm 85 or 92.
Have lost all my friends.
But, thank God, I still have my driver's license! |
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FRUGAL COOKING HELP
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Frugal Food Substitutions |
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Flour |
| Cake Flour |
Remove 2 Tbsps of flour for every cup of flour |
| Self-Rising Flour |
Add 1 tsp of baking powder and 1/4 tsp of salt to every cup
of flour |
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Milk |
| Out-of-Milk |
Use 1/2 cup evaporated milk mixed with 1/2 cup water |
| Buttermilk |
Add 2 Tbsp milk and 1 Tbsp vinegar or lemon juice to 1 cup
milk. Let set 10 minutes |
| Whole Milk |
Add 3 Tbsp of cream to 1 cup of skim milk |
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Cheese and Cream |
| Cream Cheese |
Mix 1 cup of cottage cheese with 1/4 cup of butter or
margarine |
| Sour Cream |
Mix 1 cup of yogurt with 3 Tbsps of melted butter |
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Misc |
| Baking Powder |
Mix 1/4 tsp baking soda with 1/2 tsp cream of tartar |
| Chocolate |
Use 3 Tbsp cocoa with 2 1/2 tsp butter for one unsweetened
baking square |
| Lemon Juice |
Use 1/2 tsp white vinegar |
| Tomato Sauce |
Add water to tomato paste |
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Cooking Measurements |
Tablespoons |
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3
tsp = 1 Tbsp |
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2 Tbsp = 1/8 cup |
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4 Tbsp = 1/4 cup |
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5 Tbsp + 1 tsp = 1/3 cup |
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8 Tbsp = 1/2 cup |
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10 Tbsp + 2 tsp
= 2/3 cup |
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12 Tbsp = 3/4 cup |
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16 Tbsp = 1 cup (8 ounces) |
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Cups |
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1 cup = 48 tsp |
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1 cup = 16 Tbsp |
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1 cup
= 8 ounces |
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2 cups = 16 ounces |
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2 cups = 1 pint
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4 cups = 2 pints |
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4 cups = 1 quart |
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8 cups = 64 ounces |
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8 cups = 4 pints |
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8 cups = 1/2 gallon |
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Quarts |
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1 quart = 32 ounces |
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1 quart = 2 pints |
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4 quarts = 128 ounces |
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4 quarts = 1 gallon |
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Pounds |
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16 ounces = 1 pound |
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Baking Times for Cakes

Most cakes bake at 350 degrees.
Here are the approximate baking times. |
| 8-inch round pans |
35-40 minutes |
| 9-inch round pans |
30-35 minutes |
| 13x9x2 inch pan |
35-40 minutes |
| 15x10x1 inch pan |
25-30 minutes |
| Bundt cake pan |
35 - 60 minutes |
| Cupcakes |
18-23 minutes |
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My Favorite Breadmaker Recipe

My Favorite Breadmaker Recipe, by Nikki Willhite
A half wheat
flour
and half white flour recipe for the breadmaker machine.
Bread making
machines are not
expensive. It doesn't take long for them to pay for themselves.
One of my favorite frugal dinners is soup and hot bread. The taste of fresh
bread is surpassed only by the smell of bread baking in the bread machine.
It is frugal, and it is fabulous...
more |
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Learn to live
with less, stress less, and enjoy life more.
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Frugal Thrift-Friendly Budget Boosters

Clean under your bathroom sink and find items you
forgot you had. Save the money of unnecessarily replacing them or having
to throw them out because they are too old to use.
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"Use it up, wear it
out, Make it do, or do without"
"There are many ways consumers can
practice saving money tips and go green at the same time." from
Money Saving
Green Living Tips, by Vianesa Vargas
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HOW TO BE FRUGAL
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Frugal Blunders
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Frugal Smarts
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Lease a car. |
Buy a used car and drive it until it
drops. |
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Buy expensive clothes that you baby
will outgrow in 3 months. |
Shop garage sales and thrift stores for gently
used items. |
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Buy new things. |
Recycle, reuse, repurpose, reinvent. |
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Hire a cleaning service. |
Make your own cleaning products and do it
yourself. |
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Avoid doctors like the plague. |
Go in for regular physicals and catch problems
early. |
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Feeling hobbies are a waste of time. |
Find a hobby you love, enjoy life more, and
reduce stress levels. |
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Refinance your home to pay off credit
card debt. |
Make extra principal payments on your mortgage
and pay it off sooner. |
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Taking out large student loans to
attend Ivy League colleges. |
Community college and In-State Universities. |
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Eat out. |
Eat at home. |
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Shop for new clothes every season and
wear the latest fads |
Buy classic clothes and wear them for years. |
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Throw away uneaten food after dinner. |
Plan meals using your leftovers. |
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Spend
every dime you make. |
Live on less than you make, and invest and save
as much money as possible. |

Inspirational and Happiness Articles
Index
" It is your
choice. Don't let negativity, the hardships of life, disappointments, and the
thing we call money steal your ability to
smile, laugh, and enjoy life." from
Happiness and Money, by Nikki Willhite
Change
Friends
Gratitude
Money
Patience
Service
Persistence
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Conflict
Emotions
Heartache
Obstacles
Positive Thinking
Problems
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Example
Humor
Patience
Positive Thinking
Perseverance
Self-Confidence
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Embracing Change
Improving Yourself
Trying New Things
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Enjoying Life
Goals
Happiness
Humility
Integrity
Making Decisions
Positive Thinking
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Compassion |
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Love |
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Forgiveness |
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Faith
Based |
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Stories and examples of compassion,
kindness and love.
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Love and Compassion
Kindness
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Stories and examples of forgiveness and the
power of forgiveness.
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Compassion
Faith
Happiness
Money
Prayer
Self-Worth
Virtues
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