Save Money on Prescription Drugs
by Nikki Willhite
I have written a lot of frugal
articles on how to save money on prescription drugs over the years. A lot
of the tips I gave in those articles are still true.
However, as of this writing (2016),
things have changed in a big way. The bottom line is that it is now more
frugal to pay for your prescription drugs with cash. Forget about your
drug insurance. It will cost less than your deductible to pay cash.
I'm not going to go into the reasons
this has happened. I am just going to tell you what to do and how to check
this out for yourself.
1. First of all, you are
probably still going to still have a drug prescription program. It may
come bundled with your medical program, or if you are on Medicare you have to
buy it with Part D.
2. This is archaic, but get
your drug prescriptions on paper from your doctor. Do not let them fax
your prescription anywhere.
3. Take your prescription home
to find out the cheapest place buy it. Go to
www.goodrx.com. Put in your medication, dosage, and the length
of the prescription. Then push a button to find out the prices at your
local drug stores (and potentially a mail order company).
4. Depending on where you
live, you will see a number of choices. I usually have around 8 of them.
There may be a HUGE difference in the prices. Choose the lowest one, print
out the coupon, if applicable, and go get it. Or, if you have
downloaded the app on your smart phone, you won't need to print out the coupon.
You will be amazed at how cheaply
you can find your meds. It is more work to have to go get them, but when
you see the savings you will see that it is worth it.
The app is very useful for let you
know of special savings on your medications as well as other ways to save money.
It is a shame that health care is
not as easy (or inexpensive) as it once was, but at least there is a way to to
be more frugal filling your prescription medications if you are willing to do a
About the Author: Nikki Willhite,
mother of 3 and an interior design graduate, has been writing and publishing
articles on the topic of
frugal living for over a
decade. Visit her at
- where you will find hundreds of frugal living tips and articles. Frugal
Happy Families- more than just money!