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The New Way to Save Money on Prescription Drugs

Frugal Drug Savings

 

medications

by Nikki Willhite

 

I have written a lot of frugal articles on how to save money on prescription drugs over the years.  A lot of the tips I gave in those articles are still true.

 

However, as of this writing (2016), things have changed in a big way.  The bottom line is that it is now more frugal to pay for your prescription drugs with cash.  Forget about your drug insurance.  It will cost less than your deductible to pay cash.

 

I'm not going to go into the reasons this has happened.  I am just going to tell you what to do and how to check this out for yourself.

 

1.  First of all, you are probably still going to still have a drug prescription program.  It may come bundled with your medical program, or if you are on Medicare you have to buy it with Part D. 

 

2.  This is archaic, but get your drug prescriptions on paper from your doctor.  Do not let them fax your prescription anywhere.

 

3.  Take your prescription home to find out the cheapest place buy it. Go to www.goodrx.com.   Put in your medication, dosage, and the length of the prescription.  Then push a button to find out the prices at your local drug stores (and potentially a mail order company).

 

4.  Depending on where you live, you will see a number of choices.  I usually have around 8 of them.  There may be a HUGE difference in the prices.  Choose the lowest one, print out the coupon, if applicable, and go get it.  Or,  if you have downloaded the app on your smart phone, you won't need to print out the coupon.

 

You will be amazed at how cheaply you can find your meds.  It is more work to have to go get them, but when you see the savings you will see that it is worth it.

 

The app is very useful for let you know of special savings on your medications as well as other ways to save money.

 

It is a shame that health care is not as easy (or inexpensive) as it once was, but at least there is a way to to be more frugal filling your prescription medications if you are willing to do a little work.

 

About the Author: Nikki Willhite, mother of 3 and an interior design graduate, has been writing and publishing articles on the topic of frugal living for over a decade. Visit her at www.frugalhappyfamilies.com - where you will find hundreds of frugal living tips and articles. Frugal Happy Families- more than just money! 

 

 

 

 

 

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