Iíve got a confession to make. Iíve been in a car accident before. Granted,
it wasnít my fault at all (both my opinion and the insurance companyís opinion).
However, once it happened, I realized that I should have been better prepared
for the car accident the day it happened. Since I realized this, I decided to
make a checklist for things to have in case of a car accident. Here we go:
1. Insurance Papers.
Make sure you have your insurance papers ready
to give to the other party in case they need to
see them. These can also come in handy to give to the Police if they arrive
on the scene of the accident. In some states, having car insurance is mandatory
for the operation of a motor vehicle and you can be fined if you donít have any
insurance. Make sure you insurance paperwork is in order before finding out that
it is necessary to have.
2. Pen and paper.
Guess what? Most people (myself included until
recently) donít carry around the necessary equipment in order to write down the
other partyís information for insurance claim purposes. Make sure you buy some
pens that actually have ink in them and some decent paper in order to write the
driverís information. Stow these handy items in your glove box and youíll be
3. Digital camera or cell phone
This can come in
quite handy in the case of a disagreement of facts over what happened at an
accident. After the accident happens, taking a few snap shots of both your
vehicle and the other driverís vehicle can be great evidence if there is a trial
or if either insurance agency tries to deny responsibility. A lot of the newest
cell phones come equipped with cameras inside of them that can take and store a
huge amount of digital camera photos. Use your cell phone camera to take some on
the scene snap shots.
There are a whole bunch of other important tips to keep in mind that make
these look like the tip of the iceberg. Learn them all and youíll be prepared.