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Tightwad Tidbits for Frugal Living  

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Banking: Overdraft Protection
 
 

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If you bounce a check, you will be charged a hefty fee.  Save money on this possibility by having overdraft protection on your checking account.  Many banks offer it for free, but you have to sign up for it.

 

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Frugal footnotes:

 

Here are some other ways to save money on banking fees.

- Link your savings account to your checking account.  If your check goes over the amount in your checking account, have them debit your savings account.
 
- Try to always keep a little extra money in your checking account.  Call it your rainy day fund.  Normally, it wastes money, but until interest rates rise, it doesn't matter.
 
- Go all cash when possible.  Avoid debit card and credit card fees. You will also spend less
money when you use paper money.

 

 

 

 

 

 

 

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Be warm, be safe;  save time and money. 

 

 

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