Nikki graduated with a degree in Interior Design from Brigham
Young University. After graduation she married, choosing to be a
stay-at-home mom. She raised 3 sons, and currently has 10 grandchildren.
Living on one income, and living with an emergency claims homeowner insurance
adjuster for 30 plus years have provided plenty of inspiration for her articles.
If you would like to reprint any of Nikki's articles, please
contact her at