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Debt

Frugal debt advice, including how to avoid debt, how to get
out of debt, information on bankruptcy, dealing with debt
collectors and more

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"You need to get out of debt- if not today, tomorrow." from
The Debt Wars
, by Nikki Willhite

Related Links: Debt - Money Help Index

 

Analyzing Debt

Debt Dangers: 10 Warning Signs of Debt Problems, by Kathy Burns-Millyard   Symptoms of carrying too much debt.

How Much Debt is Too Much Debt? by Nikki Willhite   How to know when you are in trouble with money.

You and Your Debt, by Nikki Willhite   Good and bad debt, and the perils of all debt.

Avoiding Debt

7 Ways To Beat The Debt Collector, by Terry Rigg   Personal finance advice to manage your money.

Bad Money Habits that Keep You In Debt, by Nikki Willhite  How to break the cycle of bad money habits and get out of debt.

Common Debt Problems, by J. Chase   The main reasons people have debt problems.

Debt Free Living: 5 Tips To Get Out Of Debt, by Justin Koh   How to have a debt free mindset.

How To Find Money To Pay Off Debt, by Kristine McKinley   Debt repayment suggestions.

How to Keep Out of Debt, by Nikki Willhite   Personal finance advice to get out of debt and stay out of debt.

Can Your Family Kick the Spending Habit? by Kasey Steinbrinck   Debt patterns in the US and the difficult of changing habits.

Bankruptcy

Can I Still Walk Away from My Home If I am in a Chapter 13 Bankruptcy? by Jim Brown   How chapter 13 bankruptcy affects keeping or leaving your home.

Chapter 7 vs. Chapter 13 Bankruptcy, by Stephen Daniels   The difference between chapter 7 and chapter 13 bankruptcy.

Four Common Reasons Why People File for Bankruptcy, by Suzy Vanstrusen   Factors that lead to  declaring bankruptcy.

 

 

Bankruptcy (cont)

Guess What Leads To Filing Bankruptcy? by David M. Siegel    8 of the most common reasons for bankruptcy.

Debt Collectors

9 Sleazy Debt Collectors Tactics that Legally Can't be Used Against You, by Wendy Moyer  Tactics of debt collector that are illegal under the law.

Being Harassed By Debt Collectors, by Antonio Filippone  An explanation of your right under the law when you are being harassed by debt collectors.

Budgeting Strategies, by Kenneth Lee. 
Tips to begin budgeting and get out of debt.

Deal With Debt Collectors Head On, by Kathy Burns-Millyard   How to handle abusive debt collectors.

Debt Consolidation

What is Debt Consolidation and Can It Benefit Me? by Fox Symes & Associates   How debt consolidation works.

Paying Off Credit Cards

Crushing Credit Card Debt, by David Berky   Some advice on how to get out of credit card debt.

Handling Too Much Debt, by Cindy Diccianni    How to go about paying off debt and your rights with debt collectors.

How to Pay off Your Credit Cards, by Nikki Willhite   Strategies to pay off credit card debt.

Micropayments: a Strategy to Cut Credit Card Debt, by Erin Peterson   A strategy to reduce debt quicker.

The Debt Wars, by Nikki Willhite   The two ways of paying off debt, and the controversy between the personal finance advisors.

Misc

What Portion of My Wages Must Go To Garnishing Debt? by Jared Wright   
Information on court garnishing of wages to pay off debt.

Debt Stress :The Really Bad Side, by Jay Jackson   The symptoms of debt stress and how to deal with it.

 

 

 

 

 

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