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Tips Jump to:  Buying a New Home - Selling Your Home - Insurance Buying a New Home Make Lists - Make two lists.  The first one is for the things you want in a home, and the things that would be nice, but you could do without.  The second list should be a checklist to check the age of the furnace, water heater, etc. Buy with both your heart and your head. Plumbing - If you are in the market for a new home, be sure and check the water pressure. All galvanized pipes become corroded over time, and when you turn on the faucets inside your home, you will only get a tiny stream of water. It costs a lot of money to fix the pipes. There is no reason to turn the water off when your home is on the market, even if it is vacant. That is a "red flag" that there may be problems Pre-Qualification -  Always have your financing in order, and be qualified for the homes you look at so that your offers will be taken seriously. Price Points - Don't start comparing apples with oranges.  Find your price point, and stick with it.  Revisit - Always visit a home a different time of the day.  You may be surprised at what is going on the neighborhood at a different hour. Selling Your Home Negotiation -  Don't take a low ball offer personally and not respond to it.  It's just business.  Negotiate. Realtors- Interview several realtors, and ask them how they will market your home.  Ask for references.  All realtors are not created equal.  Find one with a proven track record.   Insurance Homeowner Insurance - Be sure that you are getting all the discounts available on your homeowner insurance policy. Some of the things that may qualify you for a reduced premium are: -Fire Extinguishers -Security/Alarm Systems -Dead Bolts on home entrances -Non Smokers -Auto Insurance with the same company

 

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