Frugal Identity Theft Tips
Never respond to what seems like an email from anyone who has your
financial records. Hackers are coming up with new ways all the time to make
these emails look legitimate. Always log in to your accounts, or call
them, and ask if there is a problem.
Freezing Your Credit
If you put a freeze on your credit, no one can open a credit card in your
It is worth the money to buy a locking
mailbox. Financial records, and even blank checks, as well as payments to
you are just too easy a target.
Shred your Documents
Shred all important financial
records, and use the type of shredder that does cross-shredding so that there is
no way the paper can be pieced together.
Social Security Numbers
Avoid giving other people your SSN. Be aware, however, that these numbers are not that difficult for
other people to access. Do not trust anyone who calls you, no matter how much
they know about you and your finances. Your financial records are easy to
access. Do not be fooled by their knowledge of your affairs and the fact
that they don't seem to have an agenda for gain. They do. The Social Security
department does all their correspondence by mail. They will never call