Save money on your homeowner insurance by making sure you are
receiving all the discounts possible. Most insurance companies offer
discounts when you carry both their auto and homeowner insurance. You can
also receive a reduction in your rate if you have a home security system,
deadbolt locks on your doors, and a fire extinguisher.
Be sure and check around at least yearly to make sure you are
going with the company with the best premiums for your situation. A larger
deductible in case of a claim will also lower your premium.
some more frugal tips to save money on
- Be sure your homeowner
insurance is based on the correct square footage of your house.
- Separately insurance unusual
- Don't file a claim unless you
know it is covered and well over your deductible. Even calling about a
claim may raise your premium.
- Companies vary in premiums,
services, and coverage. Do your homework to find the best policy for your
- If a large disaster hits your
area, a smaller company may delay payment.
- Buy your insurance with the
help of an agent that represents multiple companies.