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You and Your Home Insulation

by Nikki Willhite

Insulating your home not only makes it warm and cozy to live in, but it saves money on your utility bills.

Insulating your homes fits right in with simple living, as most people who want to live a simple lifestyle are environmentally conscious and donít want to use more energy than necessary.  Most of us also need to save money on our utility bills.

Your home needs insulation in several areas.  The insulation in your attic is extremely effective, and should be your first priority.  Crawl spaces under houses come next.  There are several things you can do under your home to give it good insulation.  You can wrap your heating ducts, wrap water pipes, put insulation under your floorboards, and you should cover the ground with a sheet of heavy plastic.

You should also have insulation in your walls. If you live in an older home, you can have it blown into the empty space between the framing.

The easiest way to insulate your home is to have other people do it.  This can actually be less expensive than doing it yourself.  The key is to watch for rebates. 

Your utility company should have a website.  When state and federal rebates become available, be first in line to take advantage of them, as they are often limited in number.

We saved hundred of dollars by having one of our energy companyís preferred contractors wrap all our ductwork under our home.  They did a great job.  After they were done, the utility company came to inspect it.  They found a spot they missed, and the contractors came back to fix it.  Then the utility company sent out someone to test the vents to see how good they were sealed.  We had all this service done, and it didnít cost us a cent.

These rebates are usually limited in both time and number.  If you wait to see them in your utility bill, you may miss out.  That is why you must be diligent in checking the website each week.

Federal rebates usually come in the form of a tax credit and run the entire year for qualifying work that you have had done on your house during the allotted period. 

Always get multiple bids for insulation services.  Be aware that if your utility company is offering rebates, unless the estimator represents a preferred contractor of your utility company, it is not in their interest to tell you about any free or reduced offers from your utility company.  

Do your homework, and you can save a lot of money insulating your home.

About the Author: Nikki Willhite, mother of 3 and an interior design graduate, has been writing and publishing articles on the topic of frugal living for over a decade. Visit her at - where you will find hundreds of frugal living tips and articles. Frugal Happy Families- more than just money!



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