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How to Use a Safe Deposit Box by Nikki Willhite Most of us do not have the money to have fire proof safes built into our homes. We can purchase small ones, but they are subject to theft, as when located, they can just be carried out of our homes. For this reason, many people rent secure safe deposit boxes. There are companies that specialize in this type of storage, or you can rent one from your bank. It may seem like an unnecessary expensive, but there are documents that are vital to your family that you must keep protected from both fire and theft. Unfortunately, with the increase in identity theft, sadly even within families,  these documents are not even safe within our own homes. WHAT YOU SHOULD KEEP IN A SAFE DEPOSIT BOX Here is a list of some of the vital documents that you should keep in a safe deposit box. - A copy of your will and any papers pertaining to your estate and last wishes. - Life insurance policies - Stocks and bonds - The deed to your home - Vital records, such as birth and marriage certificates - A record of your personal property for insurance purposes, including pictures and   receipts. - Small personal items of value. There will come different periods in your life when you will need access to these important records. If you do not have them, you are creating a lot misery for yourself. If, on the other hand, you are organized and these documents are secure, dealing with the demands of insurance claims, death, and social security will be much easier. It is hard to pay more money for your personal finance protection, but it is a form of insurance for you, your family, and the future. Insurance brings us peace of mind, and is always a good foundation for our security. About the Author: Nikki Willhite, mother of 3 and an interior design graduate, has been writing and publishing articles on the topic of frugal living for over a decade. Visit her at www.frugalhappyfamilies.com - where you will find hundreds of frugal living tips and articles. Frugal Happy Families- more than just money!

 

 

 

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