When it comes to budgeting, food is the one
area where most of us can achieve the most significant savings. That is why you
see so many articles written about saving money on groceries.
The typical family spends 15% of their take
home pay on food. Obviously people who make more money don't necessarily
eat more. They just eat higher priced food, or dine out more often.
People trying to save money usually only go
out to dinner on special occasions, or they go out to lunch - which is a lot
more economical. Most of us stay home and cook. The average cook serves about 22
different meals- such as spaghetti, hamburgers, pork chops, tuna noodle
casserole, pot roast, etc., experimenting with a new recipe a couple times a
You know what you need for the dishes you
serve. The skill required in saving money on groceries is to purchase these
ingredients as economically as possible, and having them on hand when you need
To make it even more challenging, you need to
make as few trips to the store as possible. You know that if you go
shopping for just one item, you will come out with three. One study shows that
50% of purchases are unplanned.
Here are some ways you can keep your
grocery bill down
1. Shop alone. If you bring your spouse or
children, count on your bill being higher.
2. Do not shop when you are hungry.
3. Join a warehouse like Costco or Price
Club. There can be significant discounts buying in bulk.
4. Keep your eyes on the items on the bottom
shelf where the prices are lower.
5. If you are not good doing math in your
head, bring a calculator so you can determine the better value of the same item
in different sizes.
6. Use coupons and send for rebates. Get
organized. Keep your coupons where you can easily find them, and keep all the
parts of a product you think you might need for the rebate.
7. Buy only items you know you will eat.
Don't buy things because you know you should eat them. If you don't like
broccoli, don't buy it hoping you'll eat better this week. Be realistic. It's
kind of like a person who is dieting buying a dress too small for them, hoping
that it will motivate them to lose the weight to wear it. It doesn't usually
8. Buy store brands when the quality is the
9. Eat less. Let's face it- most
of us eat too much. Try not eating after dinner. That's when you usually indulge
in recreational eating. Without all those high priced snacks, your food bill
will go down. Both your wallet and your figure will thank you.
About the Author: Nikki Willhite,
mother of 3 and an interior design graduate, has been writing and publishing
articles on the topic of
frugal living for over a
decade. Visit her at
- where you will find hundreds of frugal living tips and articles. Frugal
Happy Families- more than just money!