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Tightwad Treasures

by Nikki Willhite



I read a statement awhile ago that really bothered me. To paraphrase, what it said was that "Everyone knows that tightwads are miserable, unhappy people".

I found this remark to be extremely offensive. It is just another way our society gives us messages that are destructive to our families and our personal finances.

Why should it be wrong to be conservative with your money? Is it more desirable to spend on credit than to save money? Why does our society applaud the 2 garage, 2 income, 2 vehicle, heavily mortgaged, and consumer indebted family. What is so admirable about that?

The number one cause of divorce is money, and divorce leads to more poverty.  Poverty takes away choice. Poverty limits education. Poverty puts kids in daycare when it is not desired.  Could this have been avoided with more financial restraint?

I have never heard of a single case of divorce blamed on being a spouse being a tightwad, although I'm sure there are a few extreme cases out there. The worst thing most people can say about a tightwad is that they donít buy everything desired by those around them, including themselves.

How sad that our society does not value those who try to constrain their spending. I think we all know that we usually find the money for that which we really want. There is nothing wrong with that.

You just canít have everything. If you try, you become a slave to debt, and that is what leads to problems. That is when you have to make serious changes in your life to try and turn it around, and breaking habits is not easy.

I applaud anyone who is able to turn their lives around after experiencing debt and its consequences. Itís not easy.

There are many people who are trying their hardest to change their lifestyles, trying to get out of debt, or trying to keep out of debt and save money.

In our society, itís like pushing a train up a hill. It takes a lot of effort, work and time. Some are at the bottom of the hill just beginning. Others are reaching the top, soon to reach level ground where they will have a much easier time keeping the train on the track and going in the right direction.

I think the problem with the author of the negative statement about tightwads is that he or she does not know what true happiness is. Perhaps I should feel pity, nothing else.  He, or she, can keep their treasure. Iíll keep mine.

My Tightwad Treasures?

My Family
My Faith
My Freedom...
Freedom of Choice,
Freedom from Debt,
 Freedom to be a Happy Tightwad!  

 Who can put a price tag on that?

About the Author: Nikki Willhite, mother of 3 and an interior design graduate, has been writing and publishing articles on the topic of frugal living for over a decade. Visit her at - where you will find hundreds of frugal living tips and articles. Frugal Happy Families- more than just money! 

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