Frugal Living    Thrift     Saving Money     Penny Pinching       Home

Frugal Living Tips and Frugal Living Articles for
Frugal Happy Families

The Frugal Library

Search Frugal and Simple Living Sites by Keyword Below

 

 

Welcome to one of the thousands of pages on Frugal Happy Families.

The Insane Pain Of Identity Theft by Robert Findlay Identity Theft is reaching near Epidemic levels with close to 10 Million reported cases a year in America. The financial and emotional costs are hard to calculate, it is one crime you want to avoid. The true stories listed below help us understand what we are dealing with and maybe how to avoid. 1. A person's Social Security number may be the most valuable and easiest number for criminals to use. Around tax time criminals are busy filing bogus tax returns and collecting your tax refund. To add insult to injury the IRS is no help; often times the IRS is not too concerned because they have sent the refund to some one. 2. Violent gangs like the Crips, Bloods and MS-13 pay $5 to $10 to fast food restaurant employees to SWIPE your credit card number. 3. Child Identity Theft occurs when a family member or friend has access to private information that is abused and may not show up for years. 4. SMISHING is where you get a text-message from your BANK reporting: there is an error on your account at ABC Bank, you are directed to call a number, a message says to leave the last 4 digits of your social security number and your pin code. People do it everyday. 5. The lowly mail box that has not changed in hundreds of years is a rich source of data for experienced thieves to take advantage of. 6. The elderly are preyed on all the time when they are hospitalized or in a nursing home because every one from the doctor to the janitor has access to their records. 7. Every one, you would think, as seen the Nigerian Theft Scam where an e-mail promises a lot of money for a little help getting papers signed in the US. 8. ATM setup involves inserting a trap devise in machine and the next customer comes by and can't get his card out. The thief just happens to be in the area and offers assistance because the same problem happened to them, they then take the card when the frustrated customer leaves. Of course the thief does see your pin code in the process of this ordeal. 9. One un-nerving form of identity theft occurs when the criminal calls you and wants to know why you did not report for JURY DUTY and maybe a warrant will be issued for your arrest. To prove who you are they have the nerve to ask for your Social Security number and credit card information. 10. One area of extreme risk is your local FITNESS CENTER where your personal identification is secured by a flimsy lock. Gym-Rats are known for breaking in when no one is around and taking what ever they want and no one sees a thing; every one knows your identification is probably in the locker. 11. Believe it or not, it is very common for a person with a little inside information about you and your real estate holding to go to the County Assessor's Office and file fraudulent GRANT DEEDS and change ownership of the property to themselves. With this they can get loans against the properties and disappear with the money. 12. One of the most dangerous forms of identity theft is Medical Identity Theft because it can affect your medical treatment. Organized Crime loves this form of identity theft because of the huge amounts of money made, they use crooked doctors and people on welfare quite often. 13. Every time you make copies of private information on a Copy Machine at work or a copy center there is a copy saved on the machine's hard drive. The hard drives are seldom wiped clean and tech savvy criminals know where to find these used machines with your sensitive data. 14. Young people in particular put the most sensitive information imaginable on FACEBOOK that criminals can use against them. 15. Medicare Cards, that every person retired on Social Security has to keep with them on their medical visits, has their SS# printed on it, for all to see, is often times used by criminals. 16.Utility companies have a big problem with thieves calling customers and threatening to cut off their service if they don't make a modest payment with their credit card. 17.A scam using FREE REVERSE CELL PHONE lookups allows criminals to get personal information they can use against you, even directions to your home. Robert Findlay has a background in investments and insurance. Having been a victim of Identity Theft he wanted to help others by writing informational articles and designing a helpful, "Emergency Identity Theft Card" for a wallet or purse. "Emergency Identity Theft Cards" and a full detailed report, 29 True Stories 0f Identity Theft are available at http://www.IDTheftSecret.com

 

 

 

The Frugal Network
Free Clipart	Frugal Happy Families	Mini Preppers	Scrappy Quilting	Simple Living Toolbox
Be warm, be safe;   save time and money.    Be frugal and be happy.

Home